A SIM Only Plan is a great alternative for someone who is looking to upgrade the benefits they receive on their mobile phone service, but who is still happy with their current mobile device. Sim Only Plans – sometimes called Bring Your Own or BYO plans – can come as either Pre Paid or Post Paid depending on preference. With a SIM Only Plan, whether Post Paid or Pre Paid, you pay only for the services provided by the telco. This can save you money as you’re not paying for the cost of the latest new device, which can often be expensive. Another benefit of SIM Only is that if you do find you need a new device you can always purchase one off the shelf yourself, and simply transfer the SIM card over from your old phone.

 

These plans can be billed monthly as a PAYG service or locked into a contract term for 12, 24 or 36 months, depending on the telco provider and your choice of plan. With a contract plan you agree to a fixed price for the period of the plan, however if you exceed your data cap you may need to either pay more or agree to additional data at lower speeds. With a month-to-month or casual plan you can exit at any time, whereas with a contract setup you agree to a fixed price for the agreement period. SIM Only Plans can offer great value for money. You might choose a SIM Only Plan if you want to keep using your current device and just want to upgrade your services, you don’t want to be locked into a long-term contract, you want a temporary short-term solution, or you want to switch providers. For more information on the Pre Paid or Post Paid Plans available, simply select the Mobile Phone Plans SIM option from the Plan Type dropdown in the comparison engine.

 

A Post Paid Plan gives you ultimate control to pay for exactly what you use. Whether you require a higher data allowance or international call minutes, these plans are a popular way to go. Post Paid Plans differ from Pre Paid in that you pay the bill after using the Telco’s services at the end of the month or billing period, rather than paying in for phone credit in advance. Post Paid Plans are essentially agreements between you and your provider. They can be part of a fixed contract arrangement over 12, 24 or 36 months or they can be contract-free and operate month by month. In some cases, the plans include the cost of a new phone which is paid off over the contract period, while in others they are SIM Only where the user brings their own device. Usually with these plans the month-to-month and 12-month contract options are SIM Only. This means if you want a phone included you will most likely need to look at the longer-term plans.

 

Post Paid Plans can offer very good value for money. With providers competing for business you can often nab a very good deal that offers substantial amounts of data for a relatively low monthly charge. Most plans offer unlimited national calls and texts with the main point of difference being the data provided. Plans can also differ in their inclusions for international calls and texts. With a Post Paid Plan it can be possible to use more data than is included in your agreement, which can lead to a bigger bill than anticipated. This may be something to consider when looking at plans and deciding between them. You might choose a Post Paid Plan if you want a new up-to-date device, you don’t want to be bothered with recharging your credit each month, or you are generally good at monitoring and controlling your usage.

 

A Pre-Paid Plan offers reliability in the form of “recharging” your available phone credit at the start of the billing cycle. They are an excellent option for those with a strict monthly budget or minimal phone users. Prepaid plans can offer the ultimate in flexibility. For example, if you are only a light user or only want a short-term option you can usually find very cheap plans to match your needs. On the other hand, if you want a plan with lots of inclusions like unlimited texts and calls, loads of data and international call credit you should have no problem finding an affordable plan that fits the bill. With Pre Paid Plans, since you pay in advance, you get to avoid the ‘bill shock’ that can come at the end of the month where the amount owing is more than expected!

 

Another benefit of a Pre Paid Plan is that you’re not locked in to a contract. This could allow you to test out different plants to see what suits you best, without incurring exit fees. So, if you’re not happy with a plan or you would like to upgrade to a better one, you can easily do so with a Pre Paid Plan. Most Pre Paid Plans these days include unlimited national texts and calls and offer deals on international calls. The main point of difference between plans is the amount of data they offer. There are cheap plans that come with as little as 1GB of data right up to plans offering massive amounts while still being affordable. This means you can always find a plan to suit your budget.

 

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